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$349,900  (list price)
$330,000
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Multi-family:  Duplex Up and Down
Built 1888
2,397 sqft0.14 acres
St. Paul schools
MLS# 6026349
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    Property Description

    Excellent opportunity to own an investment property just blocks from Como Park as well as the State Fair! This up/down style duplex has a great floor plan, nice woodwork with built-in cabinets, and a two car garage. The main/lower unit contains three bedrooms, two bathrooms, kitchen with separate dining area and it spans the main floor as well as a nicely finished basement with a wet bar and egress. There is a side entrance, which could be dedicated to the basement. With a little effort there is potential for creation of a third unit. The upper unit has one bedroom, one bathroom, a kitchen, living room and extra storage. This home is within blocks of the Metro Bus Line, which connects to the Green Line Light Rail System. Easy commute to both downtown St. Paul and Minneapolis. Don't miss out on this excellent opportunity!

    Listing

    Contingency: None
    Price per sq ft: $146
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55108
    Neighborhood/Area: Como

    Interior

    Living Area: 2,397 ft2
    Above Ground Living: 1,509 ft2
    Below Ground Living: 888 ft2
    Total Ranges: Two
    Total Refrigerators: Three
    Basement Details:
    • Block
    • Finished
    • Full

    Exterior

    Garage Spaces: 2
    Heating System: Hot Water
    Foundation Size: 921 ft2
    Handicap Accessible: None
    Road Frontage:
    • City Street
    • Curbs
    • Paved Streets
    • Sidewalks
    Exterior Material: Stucco
    Roof Details:
    • Age Over 8 Years
    • Asphalt
    • Pitched

    Lot

    Acres: 0.14
    Geolocation: 44.97799426, -93.16524242
    Lot Dimensions: 50 x 120 x 49 x 120
    Dev/Complex Name: Lake Park Add
    Topography: Level
    Zoning: Residential-Multi-Family
    Lot Description: Tree Coverage - Light

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: $1,476
    Annual Fuel Expense: $1,090
    Annual Insurance Expense: $2,899
    Annual Maintenance Expense: $258
    Annual Gross Expense: $12,347
    Annual Trash Expense: $531
    Annual Water/Sewer Expense: $644
    Tenant Expenses: Electricity

    Financial & Taxes

    Tax Year: 2021
    Annual Taxes: $3,611
    Assessment Pending: Unknown
    Taxes w/ Assessments: $3,948

    Income

    Annual Gross Income: $26,388
    Misc. Annual Income: None
    Misc. Monthly Income: None

    Unit

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Piche & Associates Real Estate.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.