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$275,000  (list price)
$260,000
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Single Family:  1 Story
2 br • 2 ba • Built 1958
1,054 sqft • 0.36 acres
St. Paul schools
MLS# 6579791
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    Property Description

    Welcome to this delightful rambler, situated on a double lot, just two blocks from Lake Phalen. The main floor offers a comfortable and open layout. The large living room seamlessly connects to the dining room and kitchen, creating an inviting space for everyday living and entertaining. You'll find two bedrooms plus a full bath on the main floor, providing flexibility for family members and guests. The spacious walkout basement is a canvas of possibilities. Currently featuring a 3/4 bath, it invites you to dream big. Imagine adding more bedrooms, creating a home office, or designing an incredible entertainment area. The two-car attached garage is conveniently located off the kitchen, making grocery unloading a breeze. The generous backyard offers ample space for gardening, outdoor gatherings, and playtime. Whether you want a garden, a fire pit, or a swing set, the yard has it all. This wonderful starter home has the upside of untapped potential. Schedule your showing today!

    Listing

    Contingency: None
    Price per sq ft: $261
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: 1 Story
    Zip Code: 55106
    Neighborhood/Area: Payne-Phalen

    Interior

    Living Area: 1,054 ft2
    Common Wall: No
    Appliances Included:
    • Dryer
    • Range
    • Refrigerator
    • Washer
    Basement Details:
    • Daylight/Lookout Windows
    • Full
    • Partially Finished
    • Walkout

    Exterior

    Stories: One
    Garage Spaces: 2
    Garage Size: 400 ft2
    Air Conditioning: Window Unit(s)
    Foundation Size: 1,054 ft2
    Fencing: Chain Link, Partial
    Handicap Accessible: None
    Out Buildings: Storage Shed
    Heating System:
    • Boiler
    • Hot Water
    Parking Features:
    • Attached Garage
    • Concrete
    • Garage Door Opener
    Exterior Material:
    • Brick/Stone
    • Stucco

    Rooms

    1/4 Baths: None
    Full Baths: 1
    Half Baths: None
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Main Floor Full Bath
    Dining/Kitchen:
    • Informal Dining Room
    • Kitchen/Dining Room
    Main Level Size Sq Ft
    Living Room  18 x 14  252 
    Dining Room  10 x 10  100 
    Kitchen  12 x 10  120 
    Bedroom 1  14 x 13  182 
    Bedroom 2  12 x 10  120 
    Lower Level Size Sq Ft
    Family Room  25 x 20  500 
    Laundry  9 x 13  117 

    Lot & Land

    Acres: 0.36
    Geolocation: 44.987258, -93.046128
    Lot Dimensions: 111 x 132
    Zoning: Residential-Single Family

    Schools

    School District: 625
    District Phone: 651-767-8100

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $4,206
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $4,240
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

    Apply Online     Home Purchase Qualifier     Refinance Rate Checker    

    Listing provided by RMLS, courtesy of Coldwell Banker Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.