Sold: Saint Paul MLS# 6631020
Sold
$325,000 (list price)
$310,000
Multi-family: Duplex Up and Down
Built 1900
1,820 sqft • 0.15 acres
St. Paul schools
MLS# 6631020
Ask the Agent℠
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
You know how owner-occupied duplexes are typically better maintained and have more thoughtful updates? Well, this income producing duplex is just that! The current owner occupied this home up until about 2 years ago and has continued to maintain it as if it was still their personal residence. Refinished hardwood floors, most windows have been updated, central air conditioning in both units, separate water heaters & forced air furnaces, a newer two car garage (approximately 25 years old) - which neither tenant is currently leasing â?? and could be an additional income generator. Tenants pay for gas & electricity. Owner only pays for water/sewer/trash. The 1-bedroom main floor unit has a large, updated kitchen with a dishwasher. The upper unit has 2 bedrooms and more gorgeous hardwood floors. There is also a third-floor loft space that an owner-occupant could use! Outside the backyard has a patio & privacy fence and the back deck/steps have been rebuilt. This property works well for an investor or owner-occupant. See full list of improvements and schedule your showing today!
Listing
Listing Status:
Sold
Contingency:
None
List Price:
$325,000
Sold Price:
$310,000
Sold Date:
12/31/2024
Price per sq ft:
$179
Property Type:
Multi-family
City:
Saint Paul
Garage Spaces:
2
County:
Ramsey
Year Built:
1900
State:
MN
Property Style:
Duplex Up and Down
Zip Code:
55107
Neighborhood/Area:
West Side
Subdivision Name:
Dawsons Add
Interior
Finished Area:
1,820 ft2
Living Area:
1,820 ft2
Ranges:
Two
Refrigerators:
Two
Basement Details:
- Full
- Unfinished
Exterior
Stories:
Two
Garage Spaces:
2
Garage Dimensions:
22 x 22
Garage Size:
484 ft2
Foundation Size:
966 ft2
Fencing:
Full, Wood
Handicap Accessible:
None
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
- Detached
- Garage Door Opener
Road Frontage:
- City Street
- Paved Streets
- Sidewalks
- Storm Sewer
- Street Lights
Exterior Material:
Shake Siding
Roof Details:
- Age Over 8 Years
- Architectural Shingle
Lot & Land
Acres:
0.15
Geolocation:
44.927314, -93.097359
Lot Dimensions:
130 x 50
Zoning:
Residential-Multi-Family
Lot Description:
- Public Transit (w/in 6 blks)
- Tree Coverage - Light
Schools
School District:
625
District Phone:
651-767-8100
Expenses
Annual Caretaker Expense:
None
Annual Electric Expense:
None
Annual Fuel Expense:
None
Annual Insurance Expense:
$1,400
Annual Maintenance Expense:
None
Annual Gross Expense:
$3,400
Annual Trash Expense:
$900
Annual Water/Sewer Expense:
$1,100
Tenant Expenses:
Cable TV, Electricity, Gas
Financial & Taxes
Tax Year:
2024
Annual Taxes:
$4,736
Lender-owned:
No
Assessment Pending:
Unknown
Taxes w/ Assessments:
$5,314
Income
Annual Gross Income:
$31,080
Units
Total Units:
2
Miscellaneous
Fuel System:
Natural Gas
Owner Occupied:
No
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
651-253-2144
Jason & Kim Stone
Branch Manager & Co-Branch Manager
Fairway Mortgage NMLS#1018649
Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
It would be our pleasure to assist you with your home purchase!
Listing provided by RMLS,
courtesy of RE/MAX Results.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.