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$179,900
/mo Edit
Multi-family:  Duplex Up and Down
Built 1926
1,229 sqft0.13 acres
St. Cloud schools
MLS# 6424204
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    Property Description

    Introducing 239 19 ½ Avenue North in St. Cloud. This duplex was built in 1926 and provides a great investment opportunity at an affordable entry point for investors or owner-occupants seeking an income-generating property.This property features an up-and-down duplex configuration, providing two separate living units that can generate rental income or accommodate multi-generational living arrangements. Both units are two bedrooms and 1 bathroom and utilize separate utilities and mechanicals allowing for efficient and independent management of utilities.. Unit one is a main floor unit that offers two bedrooms, a full bathroom and also has access to the basement for extra storage and laundry. Unit two is an upper level unit with an efficient kitchen/dining space, living room, two bedrooms and ¾ bath. Main unit is rented for $950 and upper unit is rented for $750. The property is located in a convenient location with easy access to parks, public transit, retail, and dining.

    Listing

    Contingency: None
    Price per sq ft: $146
    City: Saint Cloud
    County: Stearns
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 56303
    Subdivision Name: Bell & Smiths 2nd Add

    Interior

    Living Area: 1,229 ft2
    Ranges: Two
    Refrigerators: Two
    Basement Details:
    • Concrete
    • Daylight/Lookout Windows
    • Egress Window(s)
    • Single Tenant Access
    • Unfinished

    Exterior

    Stories: Two
    Garage Spaces: 1
    Garage Dimensions: 22x16
    Garage Size: 346 ft2
    Garage Door Height: 7
    Garage Door Width: 9
    Foundation Size: 729 ft2
    Fencing: None
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features:
    • Detached
    • Gravel
    Road Frontage:
    • City Street
    • Curbs
    • Paved Streets
    • Sidewalks
    • Storm Sewer
    • Street Lights
    Exterior Material: Fiber Board
    Roof Details:
    • Asphalt
    • Pitched

    Lot & Land

    Acres: 0.13
    Geolocation: 45.55801900, -94.18051000
    Lot Dimensions: 46 x 125
    Lot Description:
    • Public Transit (w/in 6 blks)
    • Tree Coverage - Light

    Farm

    Topography: Level

    Schools

    School District: 742
    District Phone: 320-253-9333

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: $635
    Annual Maintenance Expense: None
    Annual Gross Expense: $2,886
    Annual Trash Expense: None
    Annual Water/Sewer Expense: $1,345
    Tenant Expenses: Cable TV, Electricity, Gas, Grounds Care, Snow Removal

    Financial & Taxes

    Tax Year: 2023
    Annual Taxes: $1,956
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $1,956

    Income

    Annual Gross Income: $20,400

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Your Next Place Real Estate.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.