Get Pre-Qualified Today

The Home Loan Process

Finding the right loan is an essential first step in the home buying process. Everything from your credit and income to your down payment can affect your ability to qualify for a loan. recommends several mortgage lenders with a long history of providing quality lending services. An experienced loan officer will discuss the different types of loans available, determine the maximum amount you can borrow, and calculate a monthly payment that fits your budget.

Get to know our Home Mortgage Professionals

Bell Mortgage
Mortgages Unl.
Bell Mortgage
Bay Equity
Adam Roloff
Sr. Mortgage Loan Officer
Bell Mortgage NMLS#400936
My plan is to tailor your financing to your unique requirements and goals. You can expect an authentic experience defined by honesty, integrity, and personalized service. Whether you're refinancing a  mortgage or buying property for the first time, you deserve a smooth, respectful, and pleasant transaction.

 Residential Loan Pre-qualification Form

To get started on your loan prequalification, please complete the form below. A loan officer will need to gather additional information in order to determine your eligibility for a loan.


I would like to get pre-qualified:  

I am interested in buying:  

I plan to use my new home as:  

I want to finance using:  

Loan term:  

I am interested in down payment assistance:  

Down payment amount:  

I am married:  

I am currently renting:  

My credit score:  


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Debt-to-Income Ratios - Types of Loans and MoreDownpayment & PMI - Conventional vs. FHAThe How-To's of Getting Pre-Approved

Mortgage Rates

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Mortgage Calculator*

Advanced Options

*The mortgage calculator is provided only for general information and educational purposes only. does not guarantee the accuracy of the calculations or the monthly payment displayed. It is not intended as financial, insurance, tax or legal information regarding your financial situation; please consult with a financial advisor. Property insurance is based on approximately $35 per $100,000 of property value. Actual rate will vary based on coverage options.

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