Get Pre-Qualified Today

The Home Loan Process

Finding the right loan is an essential first step in the home buying process. Everything from your credit and income to your down payment can affect your ability to qualify for a loan. recommends several mortgage lenders with a long history of providing quality lending services. An experienced loan officer will discuss the different types of loans available, determine the maximum amount you can borrow, and calculate a monthly payment that fits your budget.

Get to know our Home Mortgage Professionals

Mortgages Unl.
Bay Equity
Bell Mortgage
Bell Mortgage
Brian Nelson
Sr. Mortgage Consultant
Mortgages Unlimited NMLS#376826
I really enjoy helping my clients get to the place where they're ready to take the next step in homeownership! I've helped hundreds of Minnesota home buyers through the pre-qualification process and I look forward to exploring your financing options. I am personally committed to making your mortgage experience the best it can be. If you'd like to find out how much home you qualify for, watch my video and complete the form below. I will get back to you asap!

 Residential Loan Pre-qualification Form

To get started on your loan prequalification, please complete the form below. A loan officer will need to gather additional information in order to determine your eligibility for a loan.


I would like to get pre-qualified:  

I am interested in buying:  

I plan to use my new home as:  

I want to finance using:  

Loan term:  

I am interested in down payment assistance:  

Down payment amount:  

I am married:  

I am currently renting:  

My credit score:  


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Debt-to-Income Ratios - Types of Loans and MoreDownpayment & PMI - Conventional vs. FHAThe How-To's of Getting Pre-Approved

Mortgage Rates

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Mortgage Calculator*

Advanced Options

*The mortgage calculator is provided only for general information and educational purposes only. does not guarantee the accuracy of the calculations or the monthly payment displayed. It is not intended as financial, insurance, tax or legal information regarding your financial situation; please consult with a financial advisor. Property insurance is based on approximately $35 per $100,000 of property value. Actual rate will vary based on coverage options.

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