My notes for this property


Add listing to my favorites (required)
Active
$390,000
/mo Edit
Multi-family:  Duplex Up and Down
Built 1915
2,196 sqft0.13 acres
St. Paul schools
MLS# 6457855
My rating:
Request a Showing  
Agent
Ask the Agent

Ask the Agent

    Property inquiries submitted online are continually monitored to provide the best possible service.







    Thank You!

    An agent will be in contact with you soon to answer your question.

    Property Description

    Nestled in a prime location, this up/down duplex is a hidden gem that combines the appeal of original charm with the convenience of modern upgrades. With a total of 5 bedrooms, 2 updated bathrooms, and numerous amenities, this property is an ideal investment. The upper unit contains 3 bedrooms, while the lower unit offers 2. Each unit features hardwood floors, original woodwork, updated bathrooms, new windows, and new kitchen appliances. Additional features include a new boiler, shared laundry facilities, off-street parking, fresh exterior paint, and an unfinished attic on the third floor for potential expansion. Conveniently located near a light rail station, soccer stadium, stores, and restaurants, this versatile property offers a unique opportunity for those seeking classic charm, modern amenities, and investment potential.

    Listing

    Contingency: None
    Price per sq ft: $178
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55104
    Neighborhood/Area: Merriam Park/Lexington-Hamline
    Subdivision Name: Milham Park, Ramsey Co, , Minn

    Interior

    Living Area: 2,196 ft2
    Ranges: Two
    Refrigerators: Two
    Basement Details:
    • Full
    • Unfinished

    Exterior

    Stories: More Than 2 Stories
    Garage Spaces: 0
    Foundation Size: 1,098 ft2
    Handicap Accessible: None
    Heating System:
    • Hot Water
    • Radiant
    Parking Features: Paved
    Road Frontage: City Street
    Exterior Material: Stucco
    Roof Details: Asphalt

    Lot & Land

    Acres: 0.13
    Geolocation: 44.952431, -93.169049
    Lot Dimensions: 43 x 130
    Zoning: Residential-Multi-Family
    Lot Description:
    • Public Transit (w/in 6 blks)
    • Tree Coverage - Light

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: $3,000
    Annual Maintenance Expense: None
    Annual Gross Expense: $11,000
    Annual Trash Expense: $480
    Annual Water/Sewer Expense: $480
    Tenant Expenses: All Utilities, Cable TV, Electricity, Fuel

    Financial & Taxes

    Tax Year: 2023
    Annual Taxes: $6,693
    Lender-owned: No
    Assessment Pending: Yes
    Taxes w/ Assessments: $7,018

    Income

    Annual Gross Income: $16,800

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

    Apply Online     Home Purchase Qualifier     Refinance Rate Checker    

    Listing provided by RMLS, courtesy of Keller Williams Integrity Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.