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$369,900
/mo   Edit
Multi-family:  Duplex Up and Down
Built 1909
2,604 sqft
St. Paul schools
MLS# 6487203
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    Property Description

    This outstanding duplex opportunity in the walkable Summit-University neighborhood is exactly what you've been looking for. You'll be able to enjoy several outstanding dining options including steak, BBQ, Filipino, Cajun, Vietnamese and more just blocks from home. It's also close to public transit, schools and shopping. This property is nicely updated throughout. Unit one offers 4 bedrooms and 2 baths with a balcony while the second unit has 2 bedrooms and 1 bath, both with original wood floors. You can rent both sides out or enjoy all the area has to offer and owner-occupy one of the units. the exterior updates and upgrades include new flashing, soffit and fascia. Newer roof, vinyl windows and siding. Move in ready with an updated electrical panel, full laundry in the lower level, separate utilities, water heaters and meters. Tons of storage.

    Listing

    Contingency: None
    Price per sq ft: $142
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55104
    Neighborhood/Area: Summit-University

    Interior

    Living Area: 2,604 sq ft
    Above Ground Living: 2,604 sq ft
    Total Ranges: Two
    Total Refrigerators: Two
    Basement Details:
    • Full
    • Stone/Rock
    • Unfinished

    Exterior

    Garage Spaces: 0
    Heating System: Forced Air
    Foundation Size: 1,056 sq ft
    Handicap Accessible: None
    Shared Amenities:
    • Coin-op Laundry Owned
    • Porch
    Road Frontage:
    • City Street
    • Curbs
    • Paved Streets
    • Sidewalks
    Exterior Material:
    • Metal Siding
    • Other
    • Wood Siding
    Roof Details:
    • Asphalt
    • Pitched

    Lot

    Acres: 3999
    Geolocation: 44.95505012, -93.13552361
    Lot Dimensions: 100 x 40
    Topography: Level
    Zoning: Residential-Multi-Family
    Lot Description:
    • Public Transit (w/in 6 blks)
    • Tree Coverage - Light

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: $350
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: $1,200
    Annual Gross Expense: None
    Annual Trash Expense: $530
    Annual Water/Sewer Expense: $850
    Tenant Expenses: Electricity, Fuel

    Financial & Taxes

    Tax Year: 2023
    Annual Taxes: $6,308
    Assessment Pending: Yes
    Taxes w/ Assessments: $6,308

    Income

    Annual Gross Income: $28,620

    Unit

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable.Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of RE/MAX Advantage Plus.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.