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$374,990
/mo Edit
Multi-family:  Duplex Up and Down
Built 1889
2,248 sqft0.12 acres
St. Paul schools
MLS# 6496293
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    Property Description

    Come check out this newly renovated up-and-down duplex in the Railroad Island neighborhood. Classic charm with a modern touch makes this 4-bedroom 2-bathroom property an appealing investment. It is the perfect opportunity for an owner-occupied house hacking, live in a newly renovated unit while tenants help pay your mortgage. Separate gas and electric with individual water heaters for each unit. High ceilings make this 2248 square-foot property feel even larger than it is and 10-foot ceilings in the basement and an unfinished attic offer more space for you to add a personalized touch. Come and tour this oasis tucked away in a residential area away from busy streets but just a few blocks away from Swede Hollow Park and Saint Paul Brewing. There are lots of ongoing renovations within this neighborhood, which presents a great opportunity to buy into an area money is being invested in!

    Listing

    Contingency: None
    Price per sq ft: $167
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55130
    Neighborhood/Area: Payne-Phalen
    Subdivision Name: Warren & Winslows Add

    Interior

    Living Area: 2,248 ft2
    Basement Details: Unfinished

    Exterior

    Stories: More Than 2 Stories
    Garage Spaces: 0
    Foundation Size: 1,040 ft2
    Handicap Accessible: None
    Heating System: Forced Air
    Exterior Material: Vinyl Siding

    Lot & Land

    Acres: 0.12
    Geolocation: 44.962461, -93.081859
    Lot Dimensions: 50 x 102

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: $1,328
    Annual Maintenance Expense: $600
    Annual Gross Expense: $7,822
    Annual Trash Expense: $732
    Annual Water/Sewer Expense: $827
    Tenant Expenses: Electricity, Fuel

    Financial & Taxes

    Tax Year: 2023
    Annual Taxes: $3,564
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $4,000

    Income

    Annual Gross Income: $38,428

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Coldwell Banker Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.