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Active Contingent
$266,900
/mo Edit
Single Family:  Four or More Level Split
4 br3 baBuilt 1956
2,235 sqft0.24 acres
Owatonna schools
MLS# 6524736
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    Property Description

    Looking for a home but sick of high interest rates? Here is an opportunity of an ASSUMABLE FHA loan that is at 4.0%!! This spacious four bedroom, three bath gem boasts ample room to spread out or grow into! With over 2, 200 finished square feet of living space, you’ll enjoy 3 nicely sized bedrooms all on the same level with large closets. Large backyard with a good-sized partial fence ready for you to finish to your liking! Large newer floating deck and pergola in the backyard for your summer BBQ’s and memories. To top it all off, the home is located right near fairgrounds. The upgrades are almost too many to mention, including newer stainless appliances in the kitchen, LVP flooring throughout, new AC, new water heater and softener, updated electrical and plumbing, exterior doors, new shed and deck, insulated garage and more! Come check it out for yourself and create lasting memories.

    Listing

    Contingency: Inspection
    Price per sq ft: $119
    City: Owatonna
    County: Steele
    State: MN
    Property Style: Four or More Level Split
    Zip Code: 55060
    Subdivision Name: Kneeland & Sub Of Blk 2

    Interior

    Living Area: 2,235 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Dryer
    • Microwave
    • Refrigerator
    • Stainless Steel Appliances
    Fireplace Details:
    • Brick
    • Decorative
    • Living Room
    • Wood Burning
    Basement Details:
    • Finished
    • Partial
    • Partially Finished

    Exterior

    Stories: Four or More Level Split
    Garage Spaces: 2
    Garage Dimensions: 22x21
    Garage Size: 468 ft2
    Air Conditioning: Central Air
    Foundation Size: 414 ft2
    Fencing: Partial
    Handicap Accessible: None
    Out Buildings: Gazebo, Storage Shed
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features:
    • Attached Garage
    • Concrete
    • Garage Door Opener
    • Insulated Garage
    • Tuckunder Garage
    Unit Amenities:
    • Deck
    • Main Floor Primary Bedroom
    • Walk-In Closet
    • Walk-Up Attic
    • Washer/Dryer Hookup
    Road Frontage:
    • City Street
    • Curbs
    • Paved Streets
    • Street Lights
    Exterior Material:
    • Brick/Stone
    • Wood Siding
    Roof Details:
    • Age Over 8 Years
    • Asphalt

    Rooms

    Full Baths: 1
    Half Baths: 1
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Main Floor 1/2 Bath
    • Upper Level Full Bath
    Dining/Kitchen:
    • Breakfast Area
    • Eat In Kitchen
    • Informal Dining Room
    • Living/Dining Room
    Upper Level Size Sq Ft
    Bedroom 1  13.4 x 15.3  195 
    Bedroom 2  14.5 x 10.8  140 
    Bedroom 3  14.4 x 10.6  140 
    Bedroom 4  12.4 x 10  120 
    Main Level Size Sq Ft
    Living Room  15 x 12.3  180 
    Dining Room  12.3 x 9.2  108 
    Kitchen  18 x 13.4  234 
    Lower Level Size Sq Ft
    Laundry  10.8 x 18  180 
    Bar/Wet Bar Room  16.4 x 24  384 

    Lot & Land

    Acres: 0.24
    Geolocation: 44.070959, -93.221385
    Lot Dimensions: 79 x 132
    Zoning: Residential-Single Family
    Lot Description: Tree Coverage - Light

    Schools

    School District: 761
    District Phone: 507-444-8610

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $3,304
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $3,304
    Association Fee Required: No

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of CENTURY 21 Atwood.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.