My notes for this property


Add listing to my favorites (required)
Pending
$362,500
/mo Edit
Single Family:  1 Story
2 br • 2 ba • Built 1967
1,728 sqft • 4.94 acres
Mcgregor schools
MLS# 6600654
My rating:
Request a Showing  
Agent
Ask the Agent

Ask the Agent

    Property inquiries submitted online are continually monitored to provide the best possible service.







    Thank You!

    An agent will be in contact with you soon to answer your question.

    Property Description

    Tucked away from the paved road you will find a Cedar sided cottage at the water's edge with no other cabins or homes in sight. The almost 5-acre property has been loved by the same family since the 1960's when the south side of Rat Lake was first divided into lots. Rat Lake is 431 acres and has various species of fish including Crappies, Blue Gills, Northerns and Bass. Sit at the water's edge with 240 feet of shoreline with some sand, sit on the dock and view the mostly undisturbed natural beauty across the lake or relax on the deck or screened in porch. Inside the year around home, the natural woodwork and large lakeside windows gives you an up north feel. The open floor plans keep everyone comfortable while you relax in front of the large fireplace made from bricks from the Ancker Hospital in St. Paul. The lower level has another gathering space, a sleeping space, a bathroom, and a laundry and storage room. When you have your limit of fish, jump on the 4-wheeler trail & explore, head east just a 1/4 mile, and you are at the entrance to the Minnesota National Golf Course. Head west 1/4 mile, and you are at Larson's Barn (popular for weddings and an occasional Saturday night polka dance) There are many restaurant options in the McGregor and Palisade areas and many other lakes to enjoy.

    Listing

    Contingency: None
    Price per sq ft: $210
    City: McGregor
    County: Aitkin
    State: MN
    Property Style: 1 Story
    Zip Code: 55760

    Interior

    Living Area: 1,728 ft2
    Common Wall: No
    Appliances Included:
    • Electric Water Heater
    • Fuel Tank - Rented
    • Microwave
    • Range
    • Refrigerator
    • Washer
    • Water Softener Owned
    Fireplace Details:
    • Living Room
    • Wood Burning
    Basement Details:
    • Block
    • Drainage System
    • Finished
    • Full
    • Posts
    • Walkout

    Exterior

    Stories: One
    Garage Spaces: 2
    Garage Dimensions: 28x28
    Garage Size: 784 ft2
    Air Conditioning: None
    Foundation Size: 864 ft2
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System:
    • Fireplace(s)
    • Forced Air
    Parking Features:
    • Detached
    • Gravel
    Unit Amenities:
    • Deck
    • Kitchen Window
    • Washer/Dryer Hookup
    Road Frontage:
    • County Road
    • Paved Streets
    Exterior Material: Cedar
    Pool: None
    Roof Details:
    • Age Over 8 Years
    • Metal

    Rooms

    Full Baths: 1
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Main Floor Full Bath
    Dining/Kitchen: Living/Dining Room
    Main Level Size Sq Ft
    Kitchen  9.5 x 9.5  81 
    Dining Room  10.5 x 13.5  130 
    Living Room  13.5 x 14.5  182 
    Bedroom 1  10 x 19  190 
    Three Season Porch  12 x 14  168 
    Lower Level Size Sq Ft
    Family Room  10.5 x 22.5  220 
    Bedroom 2  10 x 22.5  220 
    Laundry  10.5 x 11  110 

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront Name: Rat
    Waterfront View: Lake
    DNR Lake ID#: 01007700
    WF Frontage: 240
    Elev Highpt to WF feet: 0-4
    Waterfront Slope: Level
    Lake Chain Name: N
    Lake Acres: 442
    Lake Depth: 21
    Waterfront: Lake Front
    Lake Bottom:
    • Sand
    • Soft
    • Weeds

    Lot & Land

    Acres: 4.94
    Geolocation: 46.71096, -93.350299
    Lot Dimensions: 240 x 678 x 61 x 493 x 414
    Zoning: Shoreline
    Lot Description: Tree Coverage - Heavy

    Schools

    School District: 4
    District Phone: 218-768-2111

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $1,330
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $1,330
    Association Fee Required: No

    Miscellaneous

    Fuel System: Propane
    Sewer System:
    • Private Sewer
    • Tank with Drainage Field
    Water System:
    • Drilled
    • Private
    • Submersible - 4 Inch
    • Well
    Power Company Name: Mille Lacs Energy Co-op

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

    Apply Online     Home Purchase Qualifier     Refinance Rate Checker    

    Listing provided by RMLS, courtesy of Edina Realty, Inc..
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.