For Sale: Paynesville MLS# 7091777
Active Contingent
$650,000
Single Family: 1 Story
4 br • 4 ba • Built 1990
3,794 sqft • 0.88 acres
Paynesville schools
MLS# 7091777
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Property Description
Perched above the sparkling waters of Rice Lake, this beautifully updated home offers a rare combination of privacy, comfort, and breathtaking lake views. Tucked away on a quiet, low-traffic road, the setting provides a peaceful retreat where the elevated position rewards you with panoramic views of the lake.
From the moment you arrive, the home's curb appeal stands out with LP® engineered SmartSide® siding, complementary vinyl siding on the garage, brick accents, seamless gutters, colored stamped concrete, a concrete driveway, and fully landscaped. A covered front porch and covered entryway, both finished with maintenance-free composite decking, create a warm and inviting first impression.
Outdoor living is a highlight of this property. Multiple entertaining spaces, including a 10' x 28' composite deck, a second lakeside deck, and a 13' x 27' stamped and colored concrete patio, offer endless opportunities to relax, dine, or gather with friends while taking in the stunning lake views. The dock and boat lift may remain with the property, making it easy to enjoy everything Rice Lake has to offer. An enclosed 24' x 10' porch on the back side of the garage provides another comfortable vantage point overlooking the water, extending your enjoyment of the outdoors through multiple seasons.
The 13' x 15' accessory shed features an overhead door, concrete floor, and electricity, providing excellent space for storage, hobbies, or workshop use.
Inside, nearly every aspect of the home has been updated and enhanced. The kitchen showcases beautiful custom hickory cabinetry, granite countertops, stainless steel appliances, and a water filtration system beneath the sink. LED recessed lighting illuminates much of the home, while dual-pane windows provide energy efficiency and abundant natural light.
The main level offers three bedrooms, all equipped with ceiling fans, along with three bathrooms for exceptional convenience. The spacious primary suite serves as a private retreat featuring a freestanding electric fireplace, patio door access to a covered 6' x 18' composite porch, a walk-in closet with custom organizers, and a luxurious ensuite bath complete with a soaking tub, tiled walk-in shower with glass enclosure, double-sink custom vanity, tiled flooring, and private pocket-door access to the closet.
Throughout the home, quality craftsmanship is evident in the pine two-panel doors and trim details. Double French doors elegantly separate the newer addition from the original home, creating a seamless blend of character and expanded living space. Two brand-new patio doors installed in 2026, along with three double patio doors overall, frame the lake views and provide direct access to the outdoor living areas.
The living spaces are equally impressive. A beautiful corner gas fireplace with a wood mantel and stone surround anchors the main-level living room, while a freestanding gas fireplace with decorative tile backdrop creates a cozy atmosphere in the family room. Because the home features both a main-level family room and a large lower-level family room/bonus room, the main family room could easily be repurposed as an expansive dining area if desired.
The lower level continues to impress with in-floor heat throughout the newer addition, knotty pine doors, trim, and baseboards, knockdown ceiling texture, and a spacious family room where even the lower-level windows capture views of the lake. A second washer and dryer area is conveniently located beneath the stairs and may remain with the home.
Comfort and efficiency have been carefully considered. The original portion of the home is served by a forced-air furnace, while the addition features a high-efficiency forced-air furnace and central air conditioning. Additional mechanical upgrades include an on-demand water heater, Kinetico water softener, Fantech heat recovery ventilator, and LP fuel service. Check out the aerial view via the virtual tour link.
Listing
Listing Status:
Active Contingent
Contingency:
Sale of Another Property
List Price:
$650,000
Price per sq ft:
$171
Property Type:
Single Family
City:
Paynesville
Garage Spaces:
2
County:
Stearns
Year Built:
1990
State:
MN
Property Style:
1 Story
Zip Code:
56362
Interior
Bedrooms:
4
Bathrooms:
4
Finished Area:
3,794 ft2
Total Fireplaces:
3
Living Area:
3,794 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Dryer
- Gas Water Heater
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
- Washer
- Water Filtration System
Fireplace Details:
- Brick
- Electric
- Family Room
- Free Standing
- Gas
- Living Room
- Primary Bedroom
Basement Details:
- Block
- Crawl Space
- Egress Window(s)
- Finished
- In-Floor Heat
- Partial
Exterior
Stories:
One
Garage Spaces:
2
Garage Dimensions:
24x24
Garage Size:
576 ft2
Garage Door Height:
7
Garage Door Width:
16
Air Conditioning:
Central Air
Foundation Size:
2,524 ft2
Fencing:
Chain Link
Handicap Accessible:
None
Out Buildings:
Storage Shed
Road Responsibility:
Public Maintained Road
Heating System:
- Fireplace(s)
- Forced Air
- In-Floor Heating
Parking Features:
- Concrete
- Detached Garage
- Finished Garage
- Garage Door Opener
Unit Amenities:
- Ceiling Fan(s)
- Deck
- French Doors
- Kitchen Window
- Main Floor Primary Bedroom
- Paneled Doors
- Patio
- Porch
- Primary Bedroom Walk-In Closet
- Tile Floors
Road Frontage:
County Road
Roof Details:
Asphalt
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
1
3/4 Baths:
2
Bathroom Details:
- 3/4 Basement
- Double Sink
- Full Primary
- Main Floor 1/2 Bath
- Main Floor 3/4 Bath
- Main Floor Full Bath
- Private Primary
- Separate Tub & Shower
Dining/Kitchen:
Kitchen/Dining Room
Laundry:
- In Basement
- Laundry Closet
- Main Level
| Main Level | Size | Sq Ft |
|---|---|---|
| Deck | 10 x 28 | 280 |
| Dining Room | 7 x 11.5 | 77 |
| Family Room | 16 x 20 | 320 |
| Bedroom | 17.7 x 17.2 | 289 |
| Foyer | 4.7 x 10 | 40 |
| Garage | 24 x 24 | 576 |
| Kitchen | 11 x 11 | 121 |
| Laundry | 3 x 10 | 30 |
| Living Room | 20 x 29 | 580 |
| Patio | 13 x 27 | 351 |
| Bedroom 2 | 9.5 x 13.4 | 117 |
| Bedroom 3 | 13.2 x 13.4 | 169 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Bonus Room | 19 x 26.4 | 494 |
| Bedroom 4 | 15.2 x 16.9 | 240 |
| Utility Room | 7.8 x 10 | 70 |
Lake & Waterfront
Waterfront Present:
Y
Waterfront View:
Lake
WF Frontage:
161
Waterfront:
- Lake Front
- Lake View
Lot & Land
Acres:
0.88
Geolocation:
45.3581818255, -94.6327816919
Lot Dimensions:
153X270
Zoning:
Residential-Single Family
Lot Description:
Tree Coverage - Medium
Schools
School District:
741
District Phone:
3202433410
Financial & Taxes
Tax Year:
2026
Annual Taxes:
$6,794
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$6,794
Association Fee Required:
No
Association Fee:
None
Association Fee Frequency:
N/A
Miscellaneous
Fuel System:
Propane
Sewer System:
- Private Sewer
- Tank with Drainage Field
Water System:
- Drilled
- Well
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Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
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Listing provided by RMLS,
courtesy of RE/MAX Results.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.